Automotive/Motorcycle Insurance 101 

Standard Auto Insurance

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.

  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative today for more information about what Liability Coverage can do for you.

Comprehensive Coverage 

Security On and Off the Road.

Your Auto Insurance policy already gives you peace of mind behind the wheel. But more than just accidents happen, and with the right policy, you can make sure that the security of your automobile doesn’t stop the moment you pull into the driveway. Comprehensive Coverage insures your vehicle and equipment against damage and expenses that result from something other than a collision.

We know that life is full of surprises, and with Comprehensive Coverage you can be prepared for all of them. Our team of asset protection specialists can prepare a plan that works for you with a variety of impressive features to insure your car against damages or loss resulting from:

  • Theft or Larceny

  • Vandalism and Glass Breakage

  • Fire Damage

  • Hail, Water, or Flood Damage

  • Hitting a Deer or Other Animal

  • Damage from Falling or Flying Objects

Other Non-Collision Related Services

In addition to Comprehensive, Pecan Street Insurance also can offer other non-collision oriented services for you and your car, like Roadside Assistance and Diminishing Deductible.

  • Roadside Assistance provides you with advantages like lockout assistance, jump starts, and towing up to 15 miles – all in one convenient package.

  • Diminishing Deductible commends you for being an accident and violation-free driver with an annual credit reward towards your collision deductible.

Uninsured/Underinsured Motorist Coverage


Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact Pecan Street Insurance to find out how you can be prepared for any situation on the road.

Our clients have been choosing Sawicki Insurance Agency 860-875-5706 to insure their cars and other vehicles because of our competitive prices and personal customer service, but our policies offer so much more. We also provide:

  • Highest levels of customer service for auto Policyholders

  • Over 30 extra car insurance policy features

  • Flexibility to customize your car insurance policy

  • Stability that ranks at the top of the auto insurance industry

 

Auto Insurance Discounts

At the Sawicki Insurance Agency 860-875-5706 we strive to provide our Policyholders with as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest possible cost.

We’re committed to keeping auto insurance rates as low as possible through disciplined underwriting. Our insurance policies further reduces your auto insurance premium by offering numerous discounts:

  • Safe Driver

  • Multi-Car

  • Age 55 or Over

  • Passive Restraints

  • Anti-Theft Devices

  • Anti-Lock Brakes

  • Multi-Policy

  • Longevity

  • Payment Plan

  • Youthful Driver

  • Auto Accident Prevention Course

  • College Student

  • Driver Training

  • Reduced Usage

Get a Quote
Let our agents customize a quote for your needs
CALL FOR AN IMMEDIATE QUOTE 860-875-5706
 

© 2019 Sawicki Insurance Agency

 Serving Vernon, Rockville, Hartford, Manchester, South Windsor, CT. , and surrounding areas.

Licensed in CT

 860-875-5706 

55 Talcott Ave 

Vernon, CT 06066 

 (877) 243-6804