Automobile Insurance
Sawicki Agency understands that automobile insurance is a necessary expense for everyone. Our goal is to help as many people as we can save money on this necessary expense while saving each customer valuable time. Our experienced agents also strive to educate our customers on all matters of insurance to make sure our customers know how much coverage is adequate for them and what that coverage means. |
IT’S ABOUT TIME!!!
Why spend your valuable time going from website to website filling out the same forms to try and save money on auto insurance when an experienced agent can do it for you?
At Sawicki Agency we represent many different automobile insurance companies. This allows us to find you proper coverage at an excellent price, regardless of your age, driving record, or credit score. Fill out the quote request form and one of our agents will contact you as soon as possible to review our quote with you.
Things to Consider
Your quote will vary by changing the coverage limits and deductible amounts to suit your needs. In order to get the most accurate coverage possible it may be necessary to know what a few things mean.
Bodily Injury Limits (BI)$100,000/$300,000- This would mean that you are covered for any injuries that you are responsible to pay for up to $100,000 per person and up to $300,000 per accident. You need to have enough coverage here so that if you do get sued you have enough coverage to protect any assets that you may own. People with substantial assets need to have higher BI limits
Property Damage Limit (PD)$100,000- This would mean that you are covered for any property damage that you are responsible to pay for up to $100,000.
Uninsured or Underinsured Motorist (UM or UIM) $100,000/$300,000- This would mean that if you were hit by an uninsured or underinsured motorist, your insurance would cover you for any difference between the damage done to you and the effective coverage that the other driver carries on their insurance policy you would be paid up to your UM/UIM limits. Here, this would cover you for $100,000 per person in your vehicle or $300,000 per accident.
Collision - This covers your car being fixed if you are in an accident and you are at fault.
Comprehensive (Comp)- This covers you for any damage done to your vehicle that is not covered by your collision coverage. This covers you for theft, vandalism, being hit by animals, etc…
Rental Reimbursement - This would pay for a portion or all of the fees for a rental car if you had to have your car repaired by putting in a claim on your comp or collision policy.
Towing and Labor - This would cover you for a portion or all of any towing fees.
GLOSSARY OF TERMS
Sawicki Agency is licensed to sell insurance in the following states: Connecticut & Florida
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